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[Bowsnbucks]

Look for caterpillars crawling on the tree leaves. Those webs look like what tent caterpillars make - but the leaves would most likely be eaten to the stems. Webs = insects of some sort. I'd spray with Sevin to kill whatever the pest is.

 

[Barker]

thanks all for the tips. I'm going to hit the tree with Sevin and trim the clover short around the trunk to discourage anything going on at the roots


There were definitely some caterpillars in there. I hit it with Sevin, hopefully that will do the trick.