Those numbers have been engineered for years. I believe they shifted goal posts under GW and then again under Obama, if I recall correctly.This is a short and interesting read.
Dumber, Sicker, & Poorer | ZeroHedge
ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zerowww.zerohedge.com
Those numbers have been engineered for years. I believe they shifted goal posts under GW and then again under Obama, if I recall correctly.
So then - is eliminating/gutting/de-funding financial regulatory agencies that oversee market fraud, manipulation, deception - a good thing?? Financial rules have already been relaxed / regulatory agencies have been de-funded or eliminated under trump. Seems to me we ought to want plenty of eyes on the financial system - - - not far fewer. I'd rather see some of my tax money protecting what we ALL have saved and invested. I don't like feeling the shockwaves from what de-regulating financial markets did under Bush/Cheyney. Financial markets melt-down/mortgage fraud crisis that almost collapsed our entire financial system. SH## like that will put the matches to our retirement savings - no matter who you are, or what party you belong to. Unless you're an insider "biggy" - a CEO of a major financial institution - we ALL lose when fraud, lies, and cheating happen.Market manipulation at it's finest. So many things going on that are not legal but laws are pretty much meaningless anymore. SAD
So then - is eliminating/gutting/de-funding financial regulatory agencies that oversee market fraud, manipulation, deception - a good thing?? Financial rules have already been relaxed / regulatory agencies have been de-funded or eliminated under trump. Seems to me we ought to want plenty of eyes on the financial system - - - not far fewer. I'd rather see some of my tax money protecting what we ALL have saved and invested. I don't like feeling the shockwaves from what de-regulating financial markets did under Bush/Cheyney. Financial markets melt-down/mortgage fraud crisis that almost collapsed our entire financial system. SH## like that will put the matches to our retirement savings - no matter who you are, or what party you belong to. Unless you're an insider "biggy" - a CEO of a major financial institution - we ALL lose when fraud, lies, and cheating happen.
Not attacking you, SD - just posting some important points for all here. We ALL have $$$$$$$ at stake in a far less-policed system now.
I have not bought any silver since it hit $40 … but got in on decent amount of silver in the $18-30 range.Just curious; How many of you guys are snagging more metals?
Does your employer offer self directed Roth 401k account? That would be better tax advantaged than a regular brokerage account.My employer matches up to 3.5% but you have to put 6% in to get the 3.5%, I elected it all to be Roth, I am putting 9% into that beginning January 1st, so with their 3.5% I'm at 12.5% into a schwab brokerage account so I do my own trades, I focus on dividends stocks on that account and reinvest that automatically. I research quarterly the best dividend payers and setup a buy for the lowest I think I'll see in that quarter and target 100 shares or so. Then I put an additional 3% in a robinhood Roth, that one I invest in non dividend stocks, trying to beat 8% return, over & over again, sometimes it takes a few months but I've consistently grown that one.
I'm playing with peanut dollars compared to some of the heavy hitters around here but it's all post tax which is why I decided this route. So in the end i'm at 15.5% total starting in 2026, I feel good about it, I won't be a millionaire barring a miracle but I'll make it ok.