Stock Market is the bottom in?

[bigboreblr]

Tried ordered dakota gold the other day. Order got cancelled, wen t up too much from overnight. Got paid today, so I scooped up a dozen of that. Some VXUS and the remainder in CEF. Ordered archrock to see how they do. Probably should of got SLM instead for rebuilding oil/gas stuff blown up in the the gulf.

Ajinimoto and AMD doing well during this yoyo ride. Thinking of keeping CVX. Was up $45 for me a day or two ago. Only $30 up or so a share. Maybe owning a few rockerfeller aristocrat stocks isnt a horrible idea. 2 or 3 ETF's I have got chevron in their top 10.

 

[trampledbyturtles]

? For the guys with a 401, roth ira and brokerage account.

If you are unable to max out the roth ira is there any reason to be buying into a brokerage?

I have been buying more speculative in my brokerage to hold, think nuclear, biotech, drone, solid divi payout in my roth ira and pure growth into my roth 401..

Am I spreading myself to thin and should I just dump all remaining in my roth ira?

Sorry if this is basic stuff. Just diving deeper into the investment world. Was a long time set and forget.

Hope everyone is doing well. Been awhile since I've checked in. Was blessed to have another baby girl join the family a year ago and time is flying.

Edit: to change roth 401 to roth ira

 

[Bowsnbucks]

Ha Ha, I thought it looked pretty attractive. And I think that is the way of the future to power these AI centers

That's why TMI is re-tooling. Nukes are carbon-zero, and we get decades of power from a relatively small amount of fuel.

 

[bigboreblr]

Alot of better folks than me. Here's what I do with my 457k, which is very similar to a 401k.

Nothing wrong with different things in different places. Who knows every giants fall. Not sure if prudentials fails, what happens to one of their ETF funds. IF you got money in fidelity, then nothing happens that money. Blackrock got a little sketchy the other day.....

You got options in what to invest in a borker's 401K. Some places limit what you have as options. But, keep an eye out on their menu's. I moved some money early in the year to international ETF's, which for some reason are dropping less. Thought the oil would effect asia / europe more. Some of those slot retirments are good, some are ehh.

My T rowe price has 20 different things. They bring you the plate..... You go up to the table yourself, everything looks good. Then a while later your stomache turns sour. IF you're playing with money on your own, make sure its play money.

I keep my retirement and play money separate. Folks are winning, folks are losing. More or less, the pro's are they to make your money look good, so they get other people's money. ETF's maintenance fees can be higher with some, but some are actively working the cocktail. Some are setting a footprint of stocks and sitting it out. Dodge and cox's international fund is pricey far as maintenance fees, but they earn their keep the past few years.

 

[Telemark]

If you are unable to max out the roth ira is there any reason to be buying into a brokerage?

Leverage and no restrictions on taking out money.

 

[Brian662]

? For the guys with a 401, roth ira and brokerage account.

If you are unable to max out the roth ira is there any reason to be buying into a brokerage?

I have been buying more speculative in my brokerage to hold, think nuclear, biotech, drone, solid divi payout in my roth 401 and pure growth into my roth 401..

Am I spreading myself to thin and should I just dump all remaining in my roth ira?

Sorry if this is basic stuff. Just diving deeper into the investment world. Was a long time set and forget.

Hope everyone is doing well. Been awhile since I've checked in. Was blessed to have another baby girl join the family a year ago and time is flying.

Brokerage is king for those who plan to retire early. Tax flexibility is the biggest benefit, no age limit penalties for withdrawal are another.

Here is how I prioritize my savings for my planned early retirement-
1. Roth 401k up to the employer match to get free money
2. Roth IRA backdoor on Jan 1
3a. Brokerage
3b. HSA
5. Continue to the max on 401k

 

[Kdog]

If you are younger and making less than $150K, I agree with @Brian662, but if you are in your late 50's like me, I would invest differently. The one thing we do not do is and HSA, but that is a good path to take if you will use the funds.