I like my hydro, but I also use my tractor for snow removal at home in addition to my small plots. Makes the forward\backward changes very easy.
Mine is a lot smaller though 23 HP JD1023E. No saving up for me, I got it zero down 0% for 72 months, though the "interest" in this case is most likely baked into the initial price...i.e. if I would have paid cash I'm sure I could have got it cheaper.