Regarding zone 5b. About 5 years ago I transplanted some dunstan seedlings in my 5a at elevation.(some years its a 4b). The few that survived were sheltered from the cold(behind the shed, protected by wind, etc). Of those remaining, they leafed out slightly earlier than other local trees were hit with a May frost and did not regrow. They did not, NOT do well in the cold winter and were very susceptible to overnight low temps in May and late season frosts. Both of which are understandable since back then they originated from Northern Florida...which is an 8b. IMO, my 5a was just too much of a zone adjustment from the original zone for them to survive.
Of the 3 options you presented, I would consider choosing the seedling who's mother was grown in a zone closer to a 5b.
Good recent article about how nuts/embryos inherit germination time/dormancy duration from their mother and then turn it off after germination:
https://m.phys.org/news/2019-03-seeds-inherit-memories-mother.html