There is a whole world of people out there who don't have money saved for retirement, who live paycheck to paycheck. And you encounter them every day. They work at places like Kwik Trip, and Ace Hardware, your local grocery store, Walmart, restaurants, fast food places, and on and on.
Not everyone can be a manager or supervisor, get into a well paying career, or own their own business.
For those of you who own your own business, what percentage of your employees do you think have $30k saved up?