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  1. Brian662

    Stock Market is the bottom in?

  2. Brian662

    Unique side hustles?

    I don't charge by the acre, I charge by the hour plus inputs. I tell my clients what to expect and what my rates are. If I'm running my tractor, it's $125/hour. If I'm running my tractor plus a planter it's $150/hour. Loading time, travel time, drill calibration time, etc all billed at...
  3. Brian662

    Stock Market is the bottom in?

    100% Plus if you want the babysitting to be considered earned income you have to claim it on taxes, many are cash transactions. Trump account is a good thing *until* a child can show earned income. Max IRA contribution is $7,500 this year. If a child had a summer job and earns the $7,500 for...
  4. Brian662

    Stock Market is the bottom in?

    Minors (below 18) can only contribute to a Roth IRA through earned income. Earned income is subject to child labor laws. Minors can work for a business solely owned by their parent(s) and they won't be subjected to normal child labor laws, so long as that business isn't in certain industries...
  5. Brian662

    Stock Market is the bottom in?

    Yeah, that part is confusing and why initially I wasn't considering using it when information started rolling out. From what I can gather, I believe the account will have the ability to track contributions separately from growth. The contributions will be tax free (Roth) and the growth will be...
  6. Brian662

    Stock Market is the bottom in?

    Been doing some research into the "Trump accounts" for my kids. They won't qualify for the $1,000 seed money, but I'm going to open an account for each of them so that we can deposit $5,000/year for them to compound for longer periods than they are currently eligible for. Basically since my...
  7. Brian662

    I Retired Yesterday

    My in-laws are in Taylor County, around the Gilman area.
  8. Brian662

    Unique side hustles?

    I have a property management company that got off the ground last year, primarily to plant food plots for others semi-locally. It started as my neighbors asking me to do work for them and expanded from there to a legitimate LLC that will be a sustainable business when I retire from my main job...
  9. Brian662

    I Retired Yesterday

    Awesome, congrats! Thanks for your service and glad to hear you'll be around more often!
  10. Brian662

    Trailcam pics

    That's pretty incredible footage!
  11. Brian662

    Stock Market is the bottom in?

    You must be a big fish...
  12. Brian662

    Invasive plants controlled by prescribed burns

    I did two different prairie burns last year. I know timber burns are much more mild but I've never done one.
  13. Brian662

    Stock Market is the bottom in?

    There's not much of a way for any of us peons to get in on a massive IPO like that. My guess is it runs up crazy numbers in the first couple of weeks and then falls to a more reasonable market cap.
  14. Brian662

    Invasive plants controlled by prescribed burns

    Like most invasives, it leafs out before the natives, which would put it in the mid April timeline around here. That was my plan, was to hit it around leaf out, just need some help and the right weather. I think if I burn towards the road, which is also down hill, it should be a slow, thorough...
  15. Brian662

    Stock Market is the bottom in?

    Unfortunately that's one of the next biggest hurdles for our country, IMO. Millions upon millions of boomers with near zero retirement savings who will soon be too old or unhealthy for employment.
  16. Brian662

    Stock Market is the bottom in?

    Bill Bengen, the guy who stress tested the 4% rule has changed his tune to 4.5 or 4.7% depending on asset allocation. Some studies have shown that 84% of retirees die with more money than they retired with. People generally save too much (more than they're capable of spending) for retirement...
  17. Brian662

    Stock Market is the bottom in?

    The 4% withdrawal rate is old news, most people are saying 4.7% or even a front weighted higher WD rate because spending curbs the older you get. Regardless of that, if you $1 million you're doing better than around 80% of retirees. So my point stands, if that isn't sufficient, it's likely a...
  18. Brian662

    Stock Market is the bottom in?

    Bought a parcel in MN right at the time covid was ramping up, I'll never forget it. Signing papers sitting across the table from the closer for 20 minutes and at the end she tells me I should keep the pen "just in case". I laughed and said, "ok", was my first experience with it before the...
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